FINJA is a zero cost payment platform with an integrated loan and E-Commerce market place, founded by veterans of tech and banking industry. A Pakistani fintech with a mission to make payments free, frictionless and real time. FINJA also have another product called SimSim which is mobile Digital Wallet jointly developed by FINJA and FINCA microfinance Bank, and is built on top of FINCA microfinance Bank's branchless banking platform. SimSim promises zero cost payments with zero MDR which means maximum convenience for all parties on the platform. But that's not it, SimSim qualifies as a lifestyle wallet which is designed for not only mobile payments but also numerous other features that include Bills and Topups, Interbank funds transfer, Bookings, Gift vouchers and much more.